By accessing or using the SA Business Funds platform, calculators, and services, you agree to be bound by these Terms and Conditions. Please read them carefully.
Disclaimer: No Financial Advice
SA Business Funds is an informational technology platform, not a registered Financial Services Provider (FSP) under the FAIS Act. Our calculators, B-BBEE estimators, and insights are intended for educational and estimation purposes only. They do not constitute professional financial, tax, or legal advice. Always consult a certified accountant or attorney before making binding financial decisions.
1. Nature of the Service (Referral Model)
SA Business Funds acts as a technology intermediary. We provide free tools to help businesses understand their financial position and pre-qualify for commercial funding. If you choose to proceed with a funding application, you will be referred directly to a third-party lending partner (e.g., Lulalend, Bridgement). We may receive a commission or referral fee from these partners upon the successful disbursement of a loan.
2. Accuracy of Information
The accuracy of the pre-qualification results generated by our platform relies entirely on the accuracy of the data you input manually, or the data provided via your accounting/bank integrations. We take no responsibility for loan rejections by third-party lenders resulting from inaccurate data inputted on our platform.
3. Third-Party Lending Decisions
A “Pre-Qualification” or “Funding Ready” status on our platform is an algorithmic estimate based on partner criteria. It is not a guarantee of funding. Final credit decisions, interest rates, and loan terms are solely at the discretion of the third-party lender after their own underwriting process.
4. Intellectual Property
All content on this platform, including the calculator algorithms, site design, text, graphics, and logos, is the property of SA Business Funds and is protected by South African and international copyright laws. You may not reproduce, reverse-engineer, or scrape our tools for commercial use.
5. Limitation of Liability
In no event shall SA Business Funds, its directors, or employees be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of our tools, or your interactions with third-party lenders found through our platform.