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Funding Readiness &
Repayment Calculator
Securing the right capital is the #1 growth accelerator for South African SMEs. Instantly check your eligibility and estimate repayment costs with our alternative funding engine.
1 Eligibility Check
2 Cost Estimator
Estimate your repayment based on a fixed cost of capital.
Est. Monthly Repayment
R0
Fixed Cost Structure
Unlike variable bank rates, alternative funding often uses a fixed total cost. This makes cash flow planning predictable.
Readiness Definition
12 months trading + R500k turnover is the "Gold Standard" for readiness. It proves stability to lenders.
Speed Advantage
By pre-calculating your affordability here, you can complete the actual application in under 5 minutes.
Ready to Turn Your Estimate into Working Capital?
By verifying your eligibility and calculating a comfortable repayment plan, you’ve already completed the hardest preparation steps. Accessing alternative business finance in South Africa has never been more transparent or efficient.
Apply in 5 Minutes