Business Management

Managing the day-to-day finances of a small or medium-sized enterprise (SME) can feel like a constant juggling act. One moment you’re celebrating a big sale; the next, you’re scrambling to cover payroll or a sudden supplier invoice. This is where a business overdraft can be a lifesaver. Unlike a traditional term loan, an overdraft provides […]

Securing business funding in South Africa is a pivotal step for any SME aiming for growth. As you prepare your application, you’ll encounter a familiar term: “valid tax clearance“. While it might seem like a simple box to tick, a valid tax clearance certificate is far more than just a piece of paper. It’s a