Business Funding

In 2026, South African entrepreneurs are operating in a tough environment: slow economic growth, delayed customer payments, tighter lending rules, and rising operating costs. As a result, many viable businesses are not failing because they are unprofitable — they are failing because of cash-flow timing problems. This is where revolving facilities come in. More banks […]

By 2026, the South African government will have consolidated much of its support into the Township and Rural Entrepreneurship Programme (TREP). The old days of 100% free grants with no strings attached are mostly gone. Today, the focus is on Blended Finance, and if you understand how to navigate it, you can unlock up to

In the current economic climate, “Cash is King,” but “Equipment is Growth.” The Department of Small Business Development (DSBD) has streamlined its support to focus on tangible assets rather than just liquid capital. The standout opportunity right now is the Asset Assist Programme, which provides non-repayable grants to help micro and small businesses scale. What

If you think “Green Funding” is only for massive solar farms in the Northern Cape, you are leaving money on the table. In 2026, the definition of “Green” has expanded. Funders are actively looking for small businesses in townships and suburbs that are solving waste, water, and efficiency problems. Here is the landscape of green

For many South African businesses generating consistent revenue, the next level of growth often requires more than strategy — it requires fast, flexible capital. Whether you’re scaling operations, covering large project costs, fulfilling major purchase orders, or needing cash flow to bridge invoice cycles, short-term funding has become one of the most effective tools for

The festive season is often seen as a time to slow down, close the year, and breathe. But for many South African businesses, December is also a strategic month: it’s the period where opportunities reveal themselves, cashflow pressures intensify, and planning for the year ahead becomes urgent. If your business is considering funding—whether for growth,

For years, a “business loan” meant one thing: a bank gave you a large lump sum, and you paid it back in fixed, equal instalments over several years. But what if you don’t need a huge sum, just help cover payroll while waiting for an invoice? Or what if your café has a slow winter

It’s one of the most frustrating experiences for a small business owner. Your business is doing well. You have happy customers (maybe you’re an online piano teacher with a full schedule or a café with a loyal morning rush). You know that with a small cash injection, you could really grow. But when you apply

Have you ever tried to get a small business loan of, say, R20,000 to R100,000? If you have, you probably know the frustration. You might run a great business—like an online piano school, a coffee shop, or a web design agency—with steady income and happy customers. But when you approach a traditional bank for a

You’ve done everything right. You’ve built a successful business—let’s say an online piano lesson platform—with happy clients and steady monthly revenue. You need a R50,000 loan to run a big marketing campaign. You walk into your traditional bank, and the manager asks for three years of audited financials, a detailed business plan, and what physical